Journey to Less Debt Update

macbook at a desk

Hi All,

So, it’s been a while since I posted about our journey to less debt (and hopefully debtless). I figured now is a good time for an update. Ideally, I’d like to post about it on a monthly basis but it would probably be more realistic if I made quarterly updates. This is something I find myself passionate about because I absolutely HATE being in debt! Before I got married (and had to buy a new car) I enjoyed minimal debt. The only debts I had when Scott and I were first married were my student loan and a single credit card. 

Budget Planning with Envelopes

budgeting envelopes

Hi, All!

While the baby was asleep I got the idea to create envelopes for each of our expenses. I don’t know about you but I’m a visual person and thought it would be a great idea for me to see and physically place checks or cash in the envelopes. It’s so easy to make payments online with a card but how often do you go and look at your online banking? I used to be an avid user of online banking; I’m not quite sure when I fell off of the wagon. And I’m so not a check registrar kind of girl (even though I should be). For me, seeing everything in Numbers is a lot easier. I see where we begin the month and where we end it.